EMI Calculator

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Name Of Bank	Interest Rate	Tenure	Charges	Required Documents
Bank of India	8.35% to 11.1%	1 to 30 years	Processing Fee 1-2% Part Payment Nil Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
Bank of Maharashtra	8.35% to 11.1%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-1500 Pre Closure 1-2%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
Indian Overseas Bank	8.40% to 8.50%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-1000 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
Central Bank of India	8.35% to 9.85%	1 to 30 years	Processing Fee 1-2% Part Payment Nil Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
Indian Bank	8.30% to 8.40%	1 to 30 years	Processing Fee 1-2% Part Payment Nil Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
Bank of Baroda	8.40% to 10.9%	1 to 30 years	Processing Fee 0.5% Part Payment Nil Pre Closure 2-4%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
Union Bank of India	8.35% to 10.9%	1 to 30 years	Processing Fee 1-2% Part Payment Nil Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
Punjab National Bank	8.40% to 10.5%	1 to 30 years	Processing Fee 1-2% Part Payment Nil Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
Canara Bank	8.40% to 11.2%	1 to 30 years	Processing Fee 0.5-1% Part Payment Nil Pre Closure 1%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
State Bank of India	8.50% to 10.5%	1 to 30 years	Processing Fee 0.35-1% Part Payment Nil Pre Closure 0.5-2%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
Standard Chartered Bank	7.75% to 9.75%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-2000 Pre Closure 2-4%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
HDFC Bank	8.75% to 9.75%	1 to 30 years	Processing Fee 0.5-1% Part Payment ₹500-1500 Pre Closure 2-4%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
ICICI Bank	8.75% to 9.75%	1 to 30 years	Processing Fee 0.5-1.5% Part Payment ₹500-2000 Pre Closure 2-4%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
IDBI Bank	8.30% to 8.50%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-1500 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
Axis Bank	8.70% to 9.75%	1 to 30 years	Processing Fee 1% Part Payment ₹500-1000 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
Kotak Mahindra Bank	8.50% to 9.25%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-2000 Pre Closure 2-4%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
IndusInd Bank	8.75% to 9.25%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-1000 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
Federal Bank	8.30% to 8.40%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-1200 Pre Closure 2-4%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
HSBC Bank	8.30% to 8.40%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-1000 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
Yes Bank	8.75% to 9.75%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-1500 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
IDFC First Bank	8.50% to 9.50%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-1000 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
RBL Bank	8.75% to 9.75%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-1000 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
Bandhan Bank	8.50% to 9.75%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-2000 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
DBS Bank	8.30% to 8.40%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-1000 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
Tamilnad Mercantile Bank	8.75% to 9.50%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-1500 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
UCO Bank	8.75% to 9.50%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-1500 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
South Indian Bank	8.30% to 8.40%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-1000 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
City Union Bank	8.50% to 9.75%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-2000 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
Punjab & Sind Bank	8.25% to 8.35%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-1000 Pre Closure 2-4%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
CSB Bank	8.20% to 8.30%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-2000 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
Dhanlaxmi Bank	8.45% to 8.55%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-2000 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
Jammu & Kashmir Bank	8.30% to 8.40%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-2000 Pre Closure 2-4%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
Karnataka Bank	8.35% to 8.45%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-1000 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
Karur Vysya Bank	8.30% to 8.40%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-1500 Pre Closure 2-4%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
Nainital Bank	8.45% to 8.55%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-1000 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
DCB Bank	8.50% to 8.60%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-2000 Pre Closure 2-4%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents

NBFC	Interest Rate	Tenure	Charges	Required Documents
Bajaj Finance	8.00% to 16.00%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-1000 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
Aditya Birla Finance	10.00% to 18.00%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-1200 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
LIC Housing Finance	8.30% to 8.90%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-1000 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
Mahindra Finance	9.00% to 14.00%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-1000 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
Indiabulls Housing Finance	8.50% to 12.00%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-1000 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
Tata Capital Financial Services	8.00% to 16.00%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-1000 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
L&T Finance Holdings	10.00% to 18.00%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-1200 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
Shriram Finance	8.30% to 8.90%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-1000 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
Muthoot Finance	9.00% to 14.00%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-1000 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
Piramal Capital & Housing Finance	8.50% to 12.00%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-2000 Pre Closure 2-4%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
IIFL Finance	8.30% to 8.90%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-1500 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
Manappuram Finance	9.00% to 14.00%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-1000 Pre Closure 2-4%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
PNB Housing Finance	8.30% to 8.90%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-2000 Pre Closure 2-5%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
Hinduja Leyland Finance	8.00% to 13.00%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-1500 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents

Small Finance Bank	Interest Rate	Tenure	Charges	Required Documents
AU Small Finance Bank	7.25% to 16.50%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-2000 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
Equitas Small Finance Bank	8.50% to 17.00%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-1000 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
Ujjivan Small Finance Bank	8.75% to 14.50%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-1500 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
Jana Small Finance Bank	8.50% to 16.00%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-1000 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
Suryoday Small Finance Bank	9.00% to 16.50%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-2000 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
Fincare Small Finance Bank	7.25% to 16.50%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-2000 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
Utkarsh Small Finance Bank	8.50% to 17.00%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-1000 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
ESAF Small Finance Bank	8.75% to 14.50%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-1500 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
Shivalik Small Finance Bank	8.50% to 17.00%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-1000 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
Unity Small Finance Bank	8.75% to 14.50%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-1500 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
North East Small Finance Bank	7.25% to 16.50%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-2000 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents
Capital Small Finance Bank	8.50% to 17.00%	1 to 30 years	Processing Fee 1-2% Part Payment ₹500-1000 Pre Closure 2-3%	Proof of income (3 Months Salary slips, 6 Months Bank Statement, ITR), Address Proof (Aadhar Card/ PAN Card/ Passport), Property Documents

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